Mateo, K. N. (2013). Improving access to DBP loans by micro and small-scale health providers with the proposed lending policy for health care professionals (Unpublished master's thesis). Public Management Development Program, Development Academy of the Philippines.

Public Management Development Program Middle Managers Class (MMC) Batch 2: Habi Thesis (MMC)--Development Academy of the Philippines.

The Re-Entry Project hopes to improve access to DBP loans by micro and small-scale health care providers by the introduction of a more liberalized Lending Guidelines for Health Care Professionals. In 2008, the Bank approved a financing program dedicated for the health sector - Sustainable Health Care Investment Program. SHCIP promotes and finances investment projects that will make health care services available, accessible and affordable to the Filipinos particularly those belonging to the lower income group. It provides credit support to primary care facilities, enterprises and hospitals. The SHCIP is the Bank's contribution to the attainment of the health-related Millennium Development Goals (MDGs) of the country. After more than six years of implementation, the credit facility supported a total of 45 health care projects amounting to Php4.6 billion contributing an aggregate bed of 2,403. Eight-two percent of the total projects comprised big private hospitals that provide curative care in urban areas and city centers of provinces while the rest are smaller private hospital projects. No single project by small-scale health providers was supported under the financing program. The proposed lending guidelines for small-scale health professionals aims to facilitate the efficient delivery of basic health care, including maternal and child health care and control of communicable diseases. By supporting this group, there will be more primary medical clinics to be upgraded and constructed. These clinics are usually community based providing affordable preventive and promotive care and very accessible to women and children with poor health indicators; contributing to the overall improvement of health of Filipinos. The three-month implementation period of the Re-Entry Project produced the following outputs: (i) review of lending policy and process for small-scale enterprises; and (ii) draft lending guidelines for financing health care professionals. The review of the Bank's existing lending policy and loan processing for micro and small-scale enterprises show that barriers of entry are high to be able to access the loans by small-scale health providers. Some of the constraints experienced by small-scale health providers are the submission of requirements such as the business plans, and other documents, and the raising of collateral to cover the borrowing. Also, the loan application passes through a tedious process with several layers of review and evaluation. The proposed draft Lending Guidelines for Health Care Professionals aims to enhance the access to credit by simplifying procedure and loan requirements.